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At L.L.L. Inc. we are not just brokers, but business professionals who think strategically and understand the financial, infrastructural, and human challenges of running a business. We look at all the facets and tailor solutions to your company design.

Boost your bottom Line!
  • Unbeatable cost control benefits
  • Higher productivity among your managers & personnel
  • Legal compliance
  • Employee satisfaction
  • State of the art technology that saves time!
Our focus is on negotiating aggressively with carriers, maintaining full -time compliance services and communicating with your finance department, HR staff and employees.
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Give your employees a raise without spending $$$$$

Today approximately 40% of all payroll dollars are spent on benefits. Most of your employees and their families are not aware of the total contributions you are making in their behalf for their current benefits and the costs associated with them. This process will help maximize the return on the investment you are currently making.



We work with various companies to provide a free personalized Benefit Statement to each employee enabling them to better understand the complete and accurate value of their total compensation package. In an increasingly competitive job market, we believe it is crucial that employees begin to think in terms of "total compensation" as opposed to "take home pay."  We will assist you in arranging a meeting to determine if this program can be tailored to your needs.



This approach helps you retain existing employees and serves as a vehicle to help you recruit the best talent available!


     Employee Benefits Consulting & Insurance Brokerage 
Servicing New York , New Jersey & Pennsylvania


Services:
     Most likely, your business is spending entirely too much time on benefits administration, paperwork, compliance, and answering  questions. One of our many world class services is our HR solutions!

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Design:
  • Providing competitive rates for fully insured plans
  • Discussing alternative versus traditional funding
  • Establishing self-funded plans intended to maximize cash flow to the corporation
  • Determining Managements' short and long term goals for Benefit Plans
  • Reviewing current Plan Design - Benefits, Pricing, Provider Access, etc.
  • Discussing ancillary benefits, voluntary plans to enhance "value" of plan to participants
  • Identifying time parameter - start to finish
  • Educating Employer on benefit plan trends
  • Providing superior claim resolution
  • Extension to your HR department.
  • For small group, we will review the opportunity to provide affordable benefits through a Professional Employer Organization

Process:

  • Gather information necessary to prepare the request for Proposal (RFP)
  • Prepare the RFP
  • Identify all potential markets, provide RFP
  • Receive proposals, compare to RFP, request corrections/modifications
  • Create summary review for Employer 
  • Present summary review to Employer - recommend specific action
  • Provide additional information as necessary
  • Market analysis and presentation to be completed at least 30 days prior to renewal/plan inception

Plan Installation & Ongoing Services:

  • Prepare communications materials to install Plan: Employee memorandum, Contribution Summary, Meeting announcement posters
  • Coordinate meetings
  • Supervise/coordinate carrier representatives (when applicable)
  • Servicing: oversee individual claim issues, quarterly review with client
  • Communicate final enrollment data to employer along with confirmation of final rates
  • Enrollment analysis when appropriate
  • Provide signature-ready termination notices for plans being terminated.

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L.L.L. Inc is BUILT ON MUTUAL TRUST!

We appreciate the valuable relationship with our clients and never take it for granted. We strive to earn and maintain client loyalty by supporting our firms' adherence to the following standards:

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  • We are committed to upholding the highest standards of integrity and honesty in our business.
  • We will strive to fully understand each of our client's business objectives, needs, and concerns.
  • In recommending products and services, we will consider foremost the interest of our clients.
  • We will actively monitor the benefits marketplace for quality and cost effective products, services, and solutions.
  • We will communicate clearly and openly information related to overall strategy, product procurement, implementation, and associated compensation
  Click here to Email us now!
 
(c) 2002 Linda L. Lanza Inc.. All rights reserved.


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